Welcome to Mountain Valley Mortgage. We pride ourselves in making you, the borrower, our #1 concern and priority. We work for you, our client. We are proud of our record in delivering at closing a mortgage that accurately reflects our good faith estimate - we deliver what we say we can or we'll pay the difference - that is our guarantee.
We may not provide you with the lowest initial quote, our even in our good faith estimate, but our good faith estimate WILL be the lowest rate when you finally close. How can we be sure of that? With over 60 lenders and over 300 loan programs to choose from, we can find the best mortgage rate for your particular situation. Combined with our fee structure, which is well below the National average, insures you the lowest and best possible mortgage terms and rates. Our referrals, which account for over 80% of our business, attests to our honesty and good faith in all our dealings. We will not "low-ball" you or promise you something that cannot be delivered.
Whether you are a business executive with excellent credit, a entrepreneur and small business owner, or a laborer with questionable credit, we have a program that will be appropriate for your situation. We have been successful in obtaining first, second, and refinancing loans for individuals refused by others. It is not because we have better programs than most, but because we are willing to put in the extra effort and work required to procure funding under unique and difficult situations. After all, we pride ourselves in doing what others cannot and providing everyone with the opportunity to fulfill the American Dream, even if it requires going the extra mile.
If you have any questions, please feel free to contact us by email or toll free at 1-866-377-5261, or visit our frequently asked questions (FAQS). You may also ask questions in our help forum. We are here to assist you, so do not hesitate to ask us!

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